eWallets have been convenient and widely accepted for a number of years. Merchants benefit from receiving the money quickly and easily, and can send out the goods to the customer immediately. Often, ewallets offer merchants low fees and the customer pays anonymously using the virtual wallet, without having to pass on any bank or credit card details.
E-wallets are generally topped up using bank transfers, direct debits or linked credit card to the account. They can now also be used in retail shops, where a special app on a smartphone manages the payment process using QR codes or NFC technology. Computop Paygate offers a wide range of eWallets:
MobilePay Online is Danske Bank’s Mobile Payment solution, which is making payments easier for the users. To pay for goods when shopping online, during checkout customers simply choose MobilePay and enter their mobile number on the website. A request is then sent to the customer’s MobilePay app. Customers then approve the purchase via MobilePay on their phone. MobilePay solution represents a significant simplification and improvement, as the customers do not have to re-type card details during checkout, but rather use their registered cards at MobilePay.
Klarna Checkout simplifies the checkout process for all terminal equipment. Customers simply need to give their email address and postcode when making a payment. Klarna performs credit checks and helps to avoid risks attached to payment failures. After a sale is completed, which is an invoice purchase by default, it is possible to pay by credit card, direct debit or instant bank transfer.
Formerly known as moneybookers, this payment method allows customers to make payments and to send and receive money without having to disclose bank or card details. In 2014, over 36 million users and 156,000 merchants were connected to Skrill.
The Russian QIWI wallet can be topped up by customers using a credit or debit card or with cash at payment terminals. It is available to customers in eastern Europe, Asia and South America.
The German Post Office e-wallet system provides secure and convenient order and payment processing in Germany. Customers benefit from free buyer protection and a wide selection of payment methods.
PayPal payments offer worldwide seller protection and the potential to reach over 220 million international customers, across 200 markets. PayPal is one of the most popular online payment methods and can be used in e-commerce and m-commerce.
This MasterCard wallet makes credit card payments quickly, simply and securely. It allows customers to pay in online shops and physical stores via smartphone with the MasterPass app or via NFC. It is topped up via credit and debit card.
Millions of Amazon customers can complete their purchases without leaving the online shop's site, using the complete check-out and payment service, 'Login and Pay with Amazon'. And Amazon's A–Z guarantee promises comprehensive protection.
With an e-wallet from China's leading online payment system, customers and merchants can send and receive payments. Alipay has over 800 million registered users and processed more than 100 million online payments per day in 2014.